Health Insurance
Care when you need it, with more choice and confidence.
While New Zealand’s public health system provides valuable support, there can be long waits for some treatments, specialist care, and elective procedures.
Health insurance can help you access private treatment sooner, choose your preferred medical provider, and reduce uncertainty during a stressful time.
It gives you and your family more options when health matters most.
What health insurance can help with
Support for private healthcare, when timing and choice matter.
Health insurance can help give you faster access to private healthcare and more choice when it comes to your treatment, specialist care, and recovery.
The exact cover depends on your policy, but health insurance may help with the following areas.
Specialist consultations
Access to private specialists for diagnosis, advice, and treatment planning.
Tests and scans
Help with diagnostic tests, imaging, and scans that support faster answers.
Surgery and hospital treatment
Support for eligible private hospital procedures and surgical treatment.
Cancer treatment
Help with eligible cancer care, treatment, and specialist support.
Non-funded medicines
Some policies may provide access to selected medicines that are not publicly funded.
Recovery and follow-up care
Support for ongoing treatment, follow-up appointments, and recovery after care.
Benefits of Health Insurance
More choice and confidence when health matters most.
Health insurance can help reduce uncertainty by giving you more options, faster access to care, and support when you or your family need treatment.
Faster access to treatment
Private health cover can help you access eligible consultations, tests, and treatment sooner, rather than waiting through the public system.
More choice of specialists and providers
Depending on your policy, you may have more control over who treats you, where you receive care, and when treatment takes place.
Support for major medical costs
Health insurance can help with the cost of eligible surgeries, hospital treatment, specialist care, and other significant medical needs.
Access to selected non-funded medicines
Some policies may provide support for selected medicines that are not publicly funded, which can make a meaningful difference for serious conditions.
Less stress during difficult times
Having cover in place can help reduce financial and practical pressure, so you can focus more on care, treatment, and recovery.
Peace of mind for you and your family
The right health cover can give you greater confidence that you have options if an unexpected health issue arises.
Cover, benefits, exclusions, waiting periods, and limits vary between policies. We can help you compare your options and understand what may suit your needs.
Contact us
Whether you have a question, an idea, or just want to say hello, feel free to reach out—we’re here to help.