Mortgage Protection Insurance
Protecting your home, your family, and your peace of mind.
Mortgage protection insurance can help cover your mortgage repayments if illness, injury, disability, or death affects your ability to earn an income. This cover is designed to support you and your family — not the lender — helping you keep your home protected during a difficult time.
Mortgage Protection Insurance
Protecting your home, your family, and your peace of mind.
Mortgage protection insurance can help cover your mortgage repayments if illness, injury, disability, or death affects your ability to earn an income.
This cover is designed to support you and your family — not the lender — helping you keep your home protected during a difficult time.
Cover for the home you’ve worked hard for.
Your mortgage is often one of your biggest financial commitments. The right cover can help protect that commitment if life changes unexpectedly.
What mortgage protection insurance can help cover
Support for your mortgage when life takes an unexpected turn.
Mortgage protection insurance is designed to help reduce the financial pressure of keeping up with your mortgage if your income is affected by illness, injury, disability, or death.
The exact cover depends on your policy, provider, and how your protection is structured.
Mortgage repayments
Help keep your regular mortgage payments on track during a difficult period.
Loss of income due to illness or injury
Support if your income reduces or stops because you are unable to work.
Total permanent disablement
Some cover may help if you become totally and permanently unable to work again.
Death or terminal illness
Cover may help your family manage the mortgage if the unexpected happens.
Short or long-term financial pressure
Help reduce the strain of mortgage commitments while your family adjusts.
Keeping your family home secure
Support your family’s ability to stay in the home they know and rely on.
How the cover can help your family
Helping your family stay on top of repayments.
If your income stops or reduces, mortgage protection insurance can help your family stay on top of repayments and reduce the risk of losing the home.
Keep mortgage payments up to date
Help cover regular repayments so your family has more stability during a stressful time.
Reduce pressure on your partner or family
A payment can help ease the financial burden on the people who depend on you.
Protect your family’s home and lifestyle
Support your family’s ability to stay in the home and maintain a sense of normality.
Give you time to recover
If illness or injury affects your income, cover can give you breathing room to focus on recovery.
Provide support if the unexpected happens
Help your loved ones manage the mortgage and important household costs if life changes suddenly.
Benefits of Mortgage Protection Insurance
More confidence while paying off your mortgage.
Mortgage protection insurance can help give your family more options, more stability, and more confidence if your ability to meet repayments is affected.
Help protect your family home
Support your family’s ability to keep the home if income is reduced or lost.
Support if income stops or reduces
Help manage mortgage commitments if illness, injury, or disability affects your work.
Less financial pressure
Give your family more breathing room during a challenging or uncertain time.
Greater security for loved ones
Help protect the people who depend on you from sudden mortgage stress.
More peace of mind
Feel more prepared knowing there may be support if life does not go to plan.
Cover shaped around your needs
Your cover can be considered alongside your loan, income, family needs, and budget.
Mortgage protection cover can vary between providers and policies. We can help you understand your options and choose cover that suits your mortgage, family situation, and long-term goals.